In real estate, it’s easy to get caught up in closings, contracts, and the next deal. But Ania Kozera, Vice President of Mortgage Lending and Branch Manager at Rate, has built her career on something more lasting: people. Her recent Partner Appreciation event in Arlington Heights made that message clear.
Ania’s idea was simple—an evening to pause and celebrate the realtors who trust her with their clients. No sales pitch, no agenda, just genuine gratitude. She hosted it at Bitter & Sweet, a cocktail boutique in downtown Arlington Heights known for premium liquors, crafted mixers, and a knack for turning drinks into experiences. The venue, with its blend of charm and creativity, became the perfect backdrop for the evening.
The event was less like a networking mixer and more like a reunion among friends. Realtors mingled, swapped stories, and connected outside the pressures of contracts and deadlines. Ania moved through the room not as a host checking boxes, but as someone intent on making her partners feel seen and valued.
Several of her closest partners took a moment to share why she stands out in the industry. Ted Krzysztofiak of Re/Max City Group summed it up: “Ania doesn’t just process loans, she protects relationships. Every deal is handled with care.” Julia D’Etienne of Legacy Properties added, “She has a sixth sense for problem-solving. My clients feel supported before I even know there’s an issue.” And Marty Rinehart of Real Broker, LLC said it best: “She treats every client like family, and us as partners the same way.”
Comments like these highlighted why the night mattered. It wasn’t about drinks—it was about deepening trust and celebrating collaboration. In a business often fueled by hustle, Ania reminded everyone that relationships drive results.
For other lenders, the event offered more than inspiration. It was a playbook. Appreciation isn’t a nice-to-have—it’s a growth strategy. Loyalty and referrals aren’t won with billboards or ads; they’re earned in moments where people feel recognized. A night like this costs little compared to the long-term value it creates.
What made the evening special was its authenticity. Ania didn’t plan it for optics—she planned it because she genuinely values her partners. That sincerity came through in every interaction, and it’s why the event resonated far beyond a single night.
Guests left Bitter & Sweet reminded of why they choose to work with her. Not just because of her expertise, but because she leads with appreciation. And in doing so, she set an example for the entire industry: the strongest deals aren’t just signed at the closing table, they’re toasted in community.
